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הרפורמה בביטוחי החיים תחסוך לכם עד 30% בביטוח המשכנתא

שתף:

הדפס:

בעלי משכנתאות, שימו לב: אתם יכולים להוזיל את ביטוח החיים למשכנתא בעשרות אחוזים. מי זכאי להנחה, ואיך בודקים כמה אתם יכולים לחסוך?

הממונה על שוק ההון, ד"ר משה ברקת, אישר תעריפי ביטוח חיים חדשים אשר יובילו להוזלות נכבדות. התעריפים החדשים יכולים לחסוך למבוטח מאות שקלים בחודש. אם מסתכלים לטווח ארוך, מדובר בחיסכון של עשרות אלפי שקלים לאורך כל תקופת הביטוח.

מי יכול להוזיל את הביטוח?

זכאות להוזלת ביטוח חיים למשכנתא תלויה במספר גורמים, כמו גיל, מצב משפחתי, הרגלי עישון ועוד. הבדיקה קלה לביצוע ונעשית במהירות. 

כמה אוכל לחסוך? השאירו פרטים עכשיו, ותקבלו תשובה במהירות:

כשקניתי דירה, השוויתי ולקחתי את ההצעה הכי זולה. אני עדיין יכול לחסוך?

בהחלט כן. 

גם אם נהגת בחכמה. השווית, בדקת ובחרת באפשרות הזולה ביותר – יש סיכוי שתוכל לחסוך. 

הרפורמה החדשה נכנסה לתוקף ממש לא מזמן (לפני 4 חודשים), והיא משפיעה באופן ישיר על כלל האנשים. לא משנה אם לקחת ביטוח משכנתא לפני שנה, שנתיים או חמש עשרה שנים – כדאי לך לבדוק (אגב, הבדיקה ללא עלות, כך שאין לך מה להפסיד).

כמה אוכל לחסוך?

תלוי בנתונים האישיים שלך. ניקח לדוגמה את דודי והראל. אחים תאומים בני 30 שקנו דירה בשווי מיליון שקל לפני 3 שנים.

לפני חודשיים הם ביצעו את הבדיקה, וקיבלו תוצאות שונות:

  • דודי, מעשן כבד, קיבל הוזלה של 103 אלף שקל. 
  • הראל, שלא עישן אפילו בצבא, קיבל הוזלה 90 אלף שקל.

מה עושים עכשיו? משווים וחוסכים

רשות שוק ההון הובילה רפורמה שטלטלה את שוק ביטוחי החיים והפכה אותו לתחרותי יותר. 

בזמן שחברות הביטוח מלקקות את הפצעים, ומנסות להבין כיצד לרתום את המהלך לטובתן – עבורינו הצרכנים זו הזדמנות מצוינת להוזיל את הביטוח.

יחד עם זאת, אף אחד לא ידפוק אצלנו בדלת ויציע להוזיל את ביטוח המשכנתא. כדי להנות מהרפורמה ולהתחיל לחסוך, עלינו לדרוש אותה מחברת הביטוח.

כמה אוכל לחסוך? השאירו פרטים עכשיו, ותקבלו תשובה במהירות:

מי שקרא את הכתבה הזו קרא גם:

מי שקרא את הכתבה הזו קרא גם
מי שקרא את הכתבה הזו קרא גם
מרקטיזם - משרד פרסום בדיגיטל | פרסמו אצלנו | תקנון ותנאי שימוש | הצהרת נגישות
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